Tax Planning & Optimisation
Tax planning is not about evading tax — it's about structuring your finances to use every legal benefit available. Our experts build a personalised tax plan that can save you lakhs every year.
What is Tax Planning & Optimisation?
Tax planning involves systematically analysing income, investments, expenses, and life events to minimise tax liability within the bounds of law. It includes choosing the right tax regime, maximising deductions, timing capital gains, structuring HUF, utilising loss harvesting, and planning for retirement.
What you get
- Personalised tax planning session with expert
- Old vs new regime analysis with breakeven point
- Chapter VIA deduction strategy (80C, 80D, 80G, etc.)
- Capital gains tax planning (equity, real estate, MF)
- HUF creation advisory (if applicable)
- Business structure optimisation
- Advance tax planning to avoid interest
- Written tax planning report
Documents required
- Last 2 years' ITR
- Current year salary / income details
- Investment portfolio details
- Insurance premium receipts
- Property ownership details
- Business financials (if applicable)
How it works
Initial Assessment
Your expert reviews your current income, investments, and tax history.
Planning Session
Personalised 45-minute strategy session with your expert.
Plan Delivery
Written tax plan with specific, actionable recommendations.
Implementation Support
Expert available for follow-up questions throughout the year.
Pricing on Request
Every situation is different — get a custom quote tailored to your exact needs.
Frequently asked questions
What is the maximum I can save under Section 80C?
Section 80C allows deduction up to ₹1.5 lakh per year. Investments in PPF, ELSS, LIC premiums, NSC, home loan principal, and children's tuition fees qualify.
Should I choose old or new tax regime?
The new regime benefits those with minimal deductions. The old regime is better if you have significant 80C investments, HRA, home loan interest, and medical insurance. We compute the exact breakeven point for your situation.
What is HUF and how does it help in tax saving?
A Hindu Undivided Family (HUF) is a separate tax entity. Transferring ancestral assets to an HUF creates a separate ₹2.5 lakh basic exemption and ₹1.5 lakh 80C limit — effectively doubling the family's exemption.
Ready to get started with Tax Planning & Optimisation?
Get expert help within 24 hours. Free consultation — no commitment required.